Rejected by his wife Joyce, who has recently learned that he has been having an affair with one of his patients, Harold now lives in a tent on the empty lot across the road from his home on the San Francisco peninsula. During this unsettled time, he gets to know Mario Vogelsang, a friend of his mother's with an unnerving interest in Harold's life. Before long, Harold realizes that coming to terms with the past, no matter what it reveals, may be the only way to come to grips with the present.

A Little Score to Settle is the story of Harold Binder's lifelong obsession to uncover what became of his enigmatic father and to find clarity-a clarity that he hopes will spread to all aspects of his life, where once was only shadow and delusion.