I want people like you to have an understanding about your money. I figured the best way to accomplish this was to educate others on money basics. So I decided to meet people where they are and found they're all pretty much in the same place--confused. In addition to no one connecting the available information to your specific situation, no one addressed how certain challenges affect the growth of your money.

Enter "Economic Termites." I woke up with this phrase in my head one night. The term seems rather baffling at first. I use it to help create a visual of how certain economic terms, processes, and events affect us. For our purposes here, we are more concerned about what they do rather than what they are.