Rebecca Harding can hardly wait to get away from her city nursing job in Portland, Maine, for a few restful days at her lakeside cottage. The only problem is, the cottage is half owned by her former fiancé, architect Rob Wallace, whom she hasn't seen for three years. They alternate months for usage and payments. When Rebecca arrives in mid-May, the cottage is neat and tidy, but her feelings are anything but.

When Rob's sister, Debbie, arrives unannounced at the family's home with a black eye, Rob and his parents try to help her come to terms with her feelings for her abusive boyfriend. Meanwhile, Rebecca is accused of perpetrating fraud at the hospital where she works. Things come to a head at the cottage, where he gets June and she gets July.